Car & Auto Accidents: A Faster Way Forward

Primarily Serving the Coastal Bend and Greater Houston

A car wreck happens in a split second, but the aftermath can drag on for years. At Jones & Koch, we do things differently. While other firms are built for the courtroom battle, we are built for resolution. Most people think a car wreck claim means years of depositions and courtroom drama. We believe that’s a failure of the system. You don't want a "battle"—you want your bills paid, your car fixed, to be made whole, and for the stress to end.

Most firms "fight" the insurance company. We skip those games.

After a car wreck, you aren't just dealing with an injury; you're dealing with a defense strategy designed to wear you down. The unreasonable insurance companies are notorious for the Three Ds:

Delay: They pretend to be your friend and stall for months, hoping you’ll get desperate enough to take a "lowball" offer just to pay your immediate bills.
Deny: They reject valid parts of your claim or argue that your injuries weren't caused by the wreck.
Defend: They threaten years of litigation, betting that you don’t have the stomach for a long court battle while your bills continue to pile up.

Our goal is simple: To secure what you believe is a fair settlement from the insurance company quickly, so that you can pay your medical bills, fix your vehicle, and get back to your life.

At Jones & Koch, we don't play the old tired game of waiting to see who blinks first. Instead, we invite insurers to utilize StreamSettle, a triple blind deal detector that illuminates settlement opportunities at the earliest possibility. This way, we quickly identify whether the insurer is taking your claim seriously enough, or if we need to progress your claim to litigation.

We make it easy on insurers to pay your claim. Instead of a standard "pay us because I said so" letter, we send a comprehensive package that includes medical expert summaries, accident analysis, and a clear roadmap for what will occur in the event that the insurer fails to settle your claim. By presenting them with a case that is ready for the courthouse on Day 1, we remove their ability to Delay. We show them that if they Deny, we are already prepared to undermine their ability to Defend—not in three years, but right now.

Why choose us?

We know the intersections, the insurance adjusters, and the community. We aren't a high-volume "mill." When you call, you speak to an attorney who treats you like a neighbor, because you are one. Our attorneys will see your case through from start to finish. And when you choose Jones & Koch, you will always have an attorney to speak to.