Jones & Koch Law Firm - Houston

---

Our goal is to resolve your case in months, not years. By using our StreamSettle process and delivering a Litigation-Ready Demand immediately after your medical treatment is complete, we force the insurance company to make a real decision early. We skip the 2–4 year "waiting game" that many high-volume firms accept as standard. 

Most of our clients never have to step foot in a courtroom or even take a deposition. We specialize in "Pre-Litigation Resolution." Because we prepare every case as if it were going to trial on Day 1, insurance companies are often more willing to settle fairly to avoid the cost of fighting a well-prepared opponent.

Most firms send a basic letter asking for money. We send a comprehensive package—including medical expert summaries, crash analysis, and documented evidence—that is ready to be filed in court. It shows the insurance adjuster that we aren't bluffing and that delay will only make the case more expensive for them. 

We use the insurance company’s own playbook to show them why your claim must be paid. Because Sean Koch’s father was an adjuster for 30 years, and our attorneys have combined personal injury specific experience of over 20 years, we know the "triggers" that make an insurance company pay. We don't let them Delay because we set strict deadlines. We don't let them Deny because we provide undeniable evidence upfront. We don't let them Defend because we show them exactly how they will lose at trial. 

No. Our "2-for-1" model costs you nothing extra. We share the fee with our litigation partners from our own portion. You get two firms for the price of one, ensuring you have the best specialist for every phase of your case.

In many cases, the opposite is true. At Jones & Koch, we don't settle for the first offer; we settle for the right offer. There is a "sweet spot" in every case where the insurance company should realize that paying a fair settlement now is better for them than paying a settlement after years of expensive litigation.

We know exactly where that "sweet spot" is. We don't settle for less; we force the insurance company to pay the full value of the claim earlier. 

Litigation is expensive. When a case drags on for 3 or 4 years, "hidden costs" begin to eat away at your ultimate recovery:

• Expert Witness Fees: Hiring doctors, engineers, and accident reconstructionists to testify at trial can cost tens of thousands of dollars.
• Court Costs: Depositions, filing fees, and travel expenses for witnesses add up quickly.
• Interest on Medical Liens: Many medical providers place liens on your case; the longer the case takes, the more those bills can complicate your final payout.
• The "Time Tax": Your time has value. Four years of stress, missing work for depositions, and legal uncertainty has a massive emotional and financial toll.
• Our goal is to get you Maximum Net Recovery—the amount that actually goes into your pocket—without the massive expenses that a 2-4 year courtroom battle entails.

Because we prepare for trial from Day 1. We don't guess what your case is worth. Joe Jones is Board Certified in Personal Injury Trial Law, a distinction held by less than 3% of Texas attorneys. We use his elite trial experience and Sean’s Valedictorian-level legal analysis to calculate our estimate of the precise value of your damages. It is then your decision to agree with that figure or set forth another.

Regardless, if the insurance company offers a penny less than what we know a jury would likely award, we advise you not to settle. Instead, we advise proceeding with our 2-for-1 Litigation Advantage. We bring in our vetted trial partners to push the case to the courthouse while we remain your primary advocates, steadfastly focused on resolution.

Never. We never send a settlement demand until we fully understand the extent of your injuries. We wait until you have reached "Maximum Medical Improvement" (MMI) so we know exactly what your medical needs will be.

The "speed" in our process comes from what we do after you are healed. While other firms let files sit on a desk for months, we use our Litigation-Ready Demand to deliver a complete, undeniable evidence package to the adjuster immediately and with  StreamSettle, we shorten the "legal posturing" phase, not the "medical healing" phase.